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The deceased, Tejas a resident of HMT Layout near Jalahalli was pursuing mechanical engineering.
The victim had borrowed money for his friend, who was supposed to pay the EMI which he did not, family members said.
It is alleged that the loan recovery agents of the application had reached his house and threatened him. They were even making threat calls.
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On Tuesday evening, the app agents made repeated calls threatening Tejas following which he took the extreme step.