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The complaint has been filed by Jhonson Castelino, son of Jhon Castalino of Santekatte Gopalapurain Udupi. In 2009, Jhonson’s mother had procured two loans of 45 lakh rupees from the bank with aim to purchase immovable property. As surety, the joint documents containing Jhon and his mother’s name on the immovable property were taken. While applying for the loan, Jhon Castelion was abroad. To get the loan, mother had provided the GPA. But the bank had not asked for it.
Sometimes, when the loan installments were not being paid back properly, the senior manager of Bengaluru’s Jayanagar branch of the same bank and staff Madhu gave call to Jhonson’s parents, scolded then with insults and gave death threats. When Jhon said that he had not availed any load and therefore will not pay, the bank sent him an email containing the photocopy of his signature on the loan paper. But that signature was not of Jhon Castelino.
In 2016, 2 loans had been paid back. Later, Jhonson grew suspicious of the loan paper. He filed an RTI application with the bank to give him a copy of the loan document and the loan agreement, which he received on June 20th, 2018. When they were examined, it was not of his father.
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