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HDFC Bank Q2 net profit rises 21 pc

05:57 PM Oct 20, 2018 | Team Udayavani |

New Delhi: Private sector HDFC Bank on Saturday reported a rise of 20.6 per cent in its net profit to ₹ 5,005.73 crore for the second quarter ended September this fiscal.

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The bank had registered a net profit of ₹ 4,151.03 crore in the similar July-September quarter of 2017-18.

Total income for the quarter grew by 21.2 per cent to ₹ 28,215.2 crore as against ₹ 23,276.2 crore, the bank said in a regulatory filing.

The net interest income (interest earned minus interest expended) for the quarter grew by 20.6 per cent to ₹ 11,763.4 crore, driven by average asset growth of 22.9 per cent and a net interest margin of 4.3 per cent, it said.

The net interest income stood at ₹ 9,752.1 crore in September quarter of 2017-18.

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On asset front, the gross non-performing assets (NPAs) of the bank rose slightly to 1.33 per cent of the gross advances as on September 30, 2018 from 1.26 per cent on September 30, 2017.

The net NPAs or bad loans, however, fell to 0.40 per cent of the net loans by end of second quarter against 0.43 per cent.

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