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The accident took place near Banmore industrial area on Agra-Mumbai National Highway no. 3 at around 4 am when the four policemen, all from Aligarh in Uttar Pradesh, were going towards Gwalior, he said.
The private vehicle carrying four policemen, including a sub-inspector and three constables, rammed into a truck.
Three policemen and their vehicle driver died on the spot, located about 40 km from Gwalior, Banmore police station in-charge Viresh Singh Kushwaha said.
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The bodies were sent for post-mortem.
The truck driver fled from the spot after the incident and efforts were on to trace him, the official said.