No insurance coverage for selfie deaths

Bengaluru: Insurance companies that offer accidental death benefits to the kin of the deceased said that selfie death can’t claim for an insurance favour.

Youth posing in front of dangerous waterfalls, cliffs, hilltops are unaware of the danger. Insurance companies will not compensate them or their families in case of such deaths.

Universal Sompo General Insurance, MD & CEO, Rajiv Kumar said insurance policies usually did not cover accidental injuries or deaths sustained by the insured while posing for selfies as a result of gross negligence or reckless act. The company hasn’t yet reported any claims over selfie deaths, he added.

A spokesperson for another insurer said most companies did not pay for deaths occurring during adventure sports.

According to him, deaths occurring while taking selfies are considered “negligence” on the part of the victim.