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The bus, carrying over 36 passengers, was on its way to Poonch from Gali Maidan when it met with the accident near the Brari Nallah in the border belt of Sawjian, they said.
The officials said a joint rescue operation by the Army, police and local villagers was underway.
Jammu and Kashmir Lieutenant Governor Manoj Sinha expressed grief over the loss of lives in the accident and announced Rs 5 lakh ex gratia for the kin of the deceased.
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